Will My Recreational Insurance Cover a Passenger if They Are Injured While Riding My ATV?

At Everett Insurance Group, the residents of Las Vegas, NV can get all of the answers they need when it comes to ATV and recreational vehicle insurance. Everyone loves to have fun riding the trails, but it’s important to be fully protected from financial loss if an accident occurs and a passenger or spectator is injured.

Liability Insurance

Having liability insurance is an essential part of operating your ATV. Your ATV insurance not only pays for damages to your ATV, but the liability insurance protects you from extensive financial loss if a spectator or passenger on your ATV or other recreational vehicle is injured while the machine is in operation. Medical care can be costly. Having liability insurance will ensure that the injured person is able to receive the care they need.

Proper Gear

Before allowing anyone to ride on your ATV, make sure they are wearing the proper gear. This includes a DOT approved helmet, gloves, long pants, and boots. Wearing the right clothing and a proper helmet will do wonders for protecting against injuries if an accident occurs. As the owner of the ATV, it is your responsibility to make sure all passengers have the appropriate gear before engaging the vehicle.

In Las Vegas NV, the agents at Everett Insurance Group are always ready to answer any questions you may have concerning ATV insurance and what your responsibilities are as an owner/operator. Always make sure you have the insurance coverage you need before setting out on an adventure. Call and schedule an appointment today to find out if you are fully covered by your existing policy!