Nevada is a great place to enjoy motorcycle riding. Beautiful scenery and flat roads make for excellent biking, but as it is in most parts of the country, the freedom of the road offered by riding a motorcycle comes with risk. Most bike accidents in Nevada result in injuries. The law requires basic liability to be carried by everyone who drives any vehicle. In Nevada, the law is 15/30/10. This provides protection to anyone you have an accident with when you are at fault. At Everett Insurance Group in Las Vegas, NV, we know the law, and we also know what additional coverage would be beneficial to you.
But what about you, your passenger, and your bike? You are not required to have that kind of coverage, but just because you are not required, it doesn’t mean that you shouldn’t carry it.
Unless your motorcycle has little or no value, which is unlikely, you will want to get it repaired in the event of an accident. Depending on the type of accident that it was, you may need to have comprehensive insurance (which also covers for theft and vandalism) or collision. In addition to protecting your bike, having uninsured and underinsured motorist coverage and medical protection may also make sense. If you can pay all of these expenses out of the pocket quickly, then maybe you don’t need this additional coverage, but if it would be a hardship, then it is worth considering.
At Everett Insurance Group in Las Vegas, NV, we know the insurance business. Our team has the information that you need to understand what coverage you should carry on your bike. We invite you to stop by our office or give us a call to set up an appointment to discuss the coverage you currently have or the coverage you need if you are new to biking.