What Kind of Recreational Insurance Do You Need?

Your RV is the perfect vehicle for a Nevada road trip. For stress-free travels, take time to purchase recreational insurance to protect you on the road. Recreational insurance from Everett Insurance Group offers protection against theft, accidents, break downs, and more. Here’s what you should know about RV insurance in Las Vegas, NV.

Types of Coverage

At Everett Insurance Group, we offer extensive RV coverage options to keep you safe on the road. These include:

  • Liability
  • Collision
  • Comprehensive
  • Uninsured Motorist 
  • Total Loss Replacement
  • Campsite & Vacation  
  • Roadside Assist

Your choice of coverage will depend on the type of protection you need. If you’re new to RV road trips or own an expensive RV, you may want more extensive coverage to protect you, others, and your vehicle on the road. Avid RV travelers may also want more protection than someone who uses their vehicle less frequently or for shorter distances. 

Mandatory Coverage

In Nevada, RV owners are required to have minimum liability coverage to help pay for injuries or property damage to others in accidents that are their fault. Liability insurance fulfills your responsibility to others in accidents you cause. 

Optional Coverage

Collision, comprehensive, UM, and total loss replacement RV coverage aren’t required in Nevada but can save you from paying thousands of dollars in damages to your RV in the event of an accident. Collision insurance helps pay for collision damage to your vehicle. With total loss replacement coverage, we’ll cover the cost of replacing your RV if it’s destroyed in an accident.   

Comprehensive protects you against vehicle theft and covers damage caused by vandalism, falling objects, and bad weather. UM insurance protects you against damage caused by uninsured or underinsured drivers. 

For help in selecting the right recreational insurance for you, contact Everett Insurance Group serving residents in Las Vegas, NV.