Click to Call
Everett Insurance Group

871 Coronado Center Dr #200
Henderson, NV 89052

Get Directions
Nevada condo insurance coverage

Get a quote now

Condo Insurance in Nevada

Condos are gaining popularity in Las Vegas, NV for starters and those downsizing. Condos are beneficial to both your lifestyle and wallet. As you consider moving to your new condo, don’t forget to get condo insurance from the Everett Insurance Group.

We offer the following types of condo insurance policies to Nevada residents.

Master Policy

The master policy is also referred to as a condo association. It covers various internal features such as elevators, roof, and walls. The association purchases it and condo owners share the cost. In case of exterior damages to the exterior part of the condo, this policy meets cost and not individual unit owners.

Condo master insurance policies can be further categorized into:

  • Bare wall coverage: covers the structure and most fixtures in common areas. Also, it covers properties collectively owned by the association.
  • Single entity coverage: this policy covers both bare walls and built-in property in individual condos.
  • All in coverage: this policy covers all properties that are part of the condominium structure and owned by the association. It’s comprehensive, and unit owners are only required to have additional coverage for personal property.

Before purchasing any condo insurance, it’s prudent to ask the association for a copy of their master policy since it affects the type and amount of coverage you need.

Condo Owners Insurance Policy

This coverage is not obligatory by law since your association has minimum coverage required. However, if you have a mortgage, financiers may require you to have condo insurance. It covers interior structures and personal property. It also offers liability coverage in case someone gets injured or their property damaged.

Other options include:

  • Condo building and property: covers interior units such as cabinets, tiles, sinks, and interior walls.
  • Condo liability: protects you and your family from lawsuits and property damages.
  • Condo contents: protects your belongings in the event of a loss.

Are you looking for condo insurance in Las Vegas, NV? Everett Insurance Group serves all Nevada residents fairly and professionally. Visit our offices or call us for more information.

Why work with us?

Featured Commercial Insurance

Locally owned and operated

Featured Home Insurance

Policies that meet & exceed expectations

Featured Auto Insurance

Get an Annual Policy review

Servicing States

  • Nevada
  • California
  • Colorado
  • Oregon