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Everett Insurance Group

871 Coronado Center Dr #200
Henderson, NV 89052

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Nevada renters insurance coverage

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Renters Insurance in Nevada

Moving into a new rental home in Nevada can leave you feeling relieved and ready for life. However, do not be like other renters who think that their landlord has insurance coverage to cover their valuables. Your landlord's insurance covers the building and not your property. It would be wise to get renters insurance to protect your valuables and cover any liability claims.

If you are skeptical about getting renters insurance, ask yourself if you would be in a position to replace all your belongings in the house when the unexpected happens. The value of each item might not be much, but when you add up the value of all your belongings, it can be shockingly high.

Here is what renter’s insurance from Everett Insurance Group in Las Vegas, NV covers:

Personal belongings

The unexpected can happen at any time. Imagine your house caught fire and all your belongings were lost. The amount of lost property can equal high costs. With this policy, your personal belongings including furniture, clothes, electronics, and jewelry, among others, are covered against theft, fire, water damage, vandalism, and other disasters.

Injuries and lawsuits against the renter

If you have a visitor in your house and they accidentally get injured, you might be liable. They could sue you if you were negligent. Renters insurance will cover their medical bills and other costs. Also, if a visitor damages the building and your landlord sues you, renters insurance may cover the damages.

Temporary living expenses

If your rental unit has been damaged either by water, fire, or any other calamity that causes your home to be uninhabitable, renters insurance will kick in. Renters insurance will pay for the cost of accommodations and any extra expenses including food and rental vehicles.

If you are considering getting a Nevada renter’s insurance policy, feel free to reach out to our agents to have your questions answered and to get a quote from Everett Insurance Group in Las Vegas, NV.

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